Bank-Led Credit for Enterprise in Purulia, West Bengal

Not one office: every bank branch in the district carries MUDRA, PMEGP, and Stand-Up India loans for small enterprises.

Purulia, West Bengal · Pillar: Economic Participation

Purulia's credit-deposit ratio stands at 31.1, behind the typical district. 55.3% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.

  • 31.1 India 77.5
  • 55.3% India 62.4%

Youth opportunity in Purulia

80% of registered enterprises are in services while 20% are in manufacturing. Only 3% of employment is in small and medium enterprises. 89% of school-age children are enrolled in higher secondary school (classes 9–12).

In Purulia, which ranks 23 of 23 in West Bengal for youth opportunity, the overall opportunity score is 40 out of 100. It trails the national picture on bank branches per lakh people at 6.4.