Pillar: Economic Participation
Uttar Dinajpur's credit-deposit ratio stands at 90.6, better than the typical district. 73% of credit goes toward productive, non-personal use, better than the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
82% of registered enterprises are in services while 18% are in manufacturing. Only 5% of employment is in small and medium enterprises. 64% of school-age children are enrolled in higher secondary school (classes 9–12). Only 9% of ITI trainers are certified.
In Uttar Dinajpur, which ranks 21 of 23 in West Bengal for youth opportunity, the overall opportunity score is 40.7 out of 100. It trails the national picture on bank branches per lakh people at 7.1.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Uttar Dinajpur are in the Uttar Dinajpur district course and the English reference guide (Hindi). See the Uttar Dinajpur youth opportunity scorecard for the full district picture.