Pillar: Opportunity Infrastructure
17.5% of enterprises in Baramulla are women-owned. 78.1% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹43,117 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
70% of registered enterprises are in services while 30% are in manufacturing. Only 2% of employment is in small and medium enterprises. Only 48% of school-age children are enrolled in higher secondary school (classes 9–12). Only 5% of ITI trainers are certified.
In Baramulla, which ranks 12 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 51.8 out of 100. It trails the national picture on women taking part in all major household decisions at 63.1%. On women in the labour force at 52.6% and women's freedom of movement at 42.1%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Baramulla are in the Baramulla district course and the English reference guide (Hindi). See the Baramulla youth opportunity scorecard for the full district picture.