Pillar: Economic Participation
Budgam's credit-deposit ratio stands at 94.3, better than the typical district. 50.7% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
55% of registered enterprises are in services while 45% are in manufacturing. Only 1% of employment is in small and medium enterprises. Only 44% of school-age children are enrolled in higher secondary school (classes 9–12). Only 20% of ITI trainers are certified.
In Budgam, which ranks 11 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 52.4 out of 100. It runs ahead of the national picture on bank branches per lakh people at 11.7.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Budgam are in the Budgam district course and the English reference guide (Hindi). See the Budgam youth opportunity scorecard for the full district picture.