Pillar: Connectivity
Ganderbal has 13.1 bank branches per lakh population, better than the typical district. The district's credit-deposit ratio is 97, better than the typical district. Every branch here is a physical point of access to savings and credit.
57% of registered enterprises are in services while 43% are in manufacturing. Only 1% of employment is in small and medium enterprises. Only 43% of school-age children are enrolled in higher secondary school (classes 9–12). Only 8% of ITI trainers are certified.
In Ganderbal, which ranks 3 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 55.8 out of 100. It trails the national picture on credit going to productive use at 46.5%. On small-business loans per lakh people at ₹73,066 and women with a bank account at 85.7%, it sits close to the national mark. The district has 25,976 registered enterprises.
Mandated services and how to locate the Bank Branch in Ganderbal are in the Ganderbal district course and the English reference guide (Hindi). See the Ganderbal youth opportunity scorecard for the full district picture.