Pillar: Economic Participation
Jammu's credit-deposit ratio stands at 43.9, behind the typical district. 46.3% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
87% of registered enterprises are in services while 13% are in manufacturing. Only 7% of employment is in small and medium enterprises. 70% of school-age children are enrolled in higher secondary school (classes 9–12). Only 41% of ITI trainers are certified.
In Jammu, which ranks 7 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 54.1 out of 100. It runs ahead of the national picture on bank branches per lakh people at 27.5.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Jammu are in the Jammu district course and the English reference guide (Hindi). See the Jammu youth opportunity scorecard for the full district picture.