Pillar: Connectivity
Kathua has 16.8 bank branches per lakh population, better than the typical district. The district's credit-deposit ratio is 58.4, behind the typical district. Every branch here is a physical point of access to savings and credit.
84% of registered enterprises are in services while 16% are in manufacturing. Only 4% of employment is in small and medium enterprises. 67% of school-age children are enrolled in higher secondary school (classes 9–12). Only 15% of ITI trainers are certified.
In Kathua, which ranks 5 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 55.3 out of 100. It trails the national picture on credit going to productive use at 54.4%. On small-business loans per lakh people at ₹46,101 and women with a bank account at 81%, it sits close to the national mark. The district has 26,116 registered enterprises.
Mandated services and how to locate the Bank Branch in Kathua are in the Kathua district course and the English reference guide (Hindi). See the Kathua youth opportunity scorecard for the full district picture.