Pillar: Economic Participation
Kathua's credit-deposit ratio stands at 58.4, behind the typical district. 54.4% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
84% of registered enterprises are in services while 16% are in manufacturing. Only 4% of employment is in small and medium enterprises. 67% of school-age children are enrolled in higher secondary school (classes 9–12). Only 15% of ITI trainers are certified.
In Kathua, which ranks 5 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 55.3 out of 100. It runs ahead of the national picture on bank branches per lakh people at 16.8.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Kathua are in the Kathua district course and the English reference guide (Hindi). See the Kathua youth opportunity scorecard for the full district picture.