Pillar: Opportunity Infrastructure
25% of enterprises in Kathua are women-owned. 81% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹46,101 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
84% of registered enterprises are in services while 16% are in manufacturing. Only 4% of employment is in small and medium enterprises. 67% of school-age children are enrolled in higher secondary school (classes 9–12). Only 15% of ITI trainers are certified.
In Kathua, which ranks 5 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 55.3 out of 100. The district runs ahead of the national picture on women's freedom of movement at 57.5%, while it lags on women in the labour force at 42.8% and women taking part in all major household decisions at 40.4%.
Mandated services and how to locate the NRLM Self-Help Group in Kathua are in the Kathua district course and the English reference guide (Hindi). See the Kathua youth opportunity scorecard for the full district picture.