Self-Help Groups of about 10 to 15 rural women under NRLM (Aajeevika), built into Village and Cluster Federations.
14.6% of enterprises in Kupwara are women-owned. 83.8% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹37,423 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
77% of registered enterprises are in services while 23% are in manufacturing. Only 1% of employment is in small and medium enterprises. Only 48% of school-age children are enrolled in higher secondary school (classes 9–12).
In Kupwara, which ranks 9 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 51.9 out of 100. It runs ahead of the national picture on women's freedom of movement at 58.1%. On women in the labour force at 50.1% and women taking part in all major household decisions at 74.9%, it sits close to the national mark.