Pillar: Opportunity Infrastructure
20.9% of enterprises in Poonch are women-owned. 82.9% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹18,608 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
83% of registered enterprises are in services while 17% are in manufacturing. Only 1% of employment is in small and medium enterprises. Only 51% of school-age children are enrolled in higher secondary school (classes 9–12). Only 18% of ITI trainers are certified.
In Poonch, which ranks 18 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 47.9 out of 100. The district runs ahead of the national picture on women in the labour force at 65.9%, while it lags on women's freedom of movement at 28.1% and women taking part in all major household decisions at 56.6%.
Mandated services and how to locate the NRLM Self-Help Group in Poonch are in the Poonch district course and the English reference guide (Hindi). See the Poonch youth opportunity scorecard for the full district picture.