Pillar: Economic Participation
Pulwama's credit-deposit ratio stands at 105.9, better than the typical district. 63% of credit goes toward productive, non-personal use, close to the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
70% of registered enterprises are in services while 30% are in manufacturing. Only 4% of employment is in small and medium enterprises. Only 48% of school-age children are enrolled in higher secondary school (classes 9–12). Only 11% of ITI trainers are certified.
In Pulwama, which ranks 4 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 55.7 out of 100. It runs ahead of the national picture on bank branches per lakh people at 13.9.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Pulwama are in the Pulwama district course and the English reference guide (Hindi). See the Pulwama youth opportunity scorecard for the full district picture.