Pillar: Opportunity Infrastructure
9.6% of enterprises in Pulwama are women-owned. 79.5% of women have their own bank account, close to the typical district. Small business loans in the district run at ₹68,045 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
70% of registered enterprises are in services while 30% are in manufacturing. Only 4% of employment is in small and medium enterprises. Only 48% of school-age children are enrolled in higher secondary school (classes 9–12). Only 11% of ITI trainers are certified.
In Pulwama, which ranks 4 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 55.7 out of 100. It runs ahead of the national picture on women in the labour force at 62.7%. On women's freedom of movement at 43.7% and women taking part in all major household decisions at 71.7%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Pulwama are in the Pulwama district course and the English reference guide (Hindi). See the Pulwama youth opportunity scorecard for the full district picture.