Pillar: Economic Participation
Ramban's credit-deposit ratio stands at 71.4, close to the typical district. 42% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
87% of registered enterprises are in services while 13% are in manufacturing. Only 1% of employment is in small and medium enterprises. 60% of school-age children are enrolled in higher secondary school (classes 9–12). Only 25% of ITI trainers are certified.
In Ramban, which ranks 19 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 47.4 out of 100. On bank branches per lakh people at 10, it sits close to the national mark.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Ramban are in the Ramban district course and the English reference guide (Hindi). See the Ramban youth opportunity scorecard for the full district picture.