Pillar: Economic Participation
Samba's credit-deposit ratio stands at 151, better than the typical district. 81% of credit goes toward productive, non-personal use, better than the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
81% of registered enterprises are in services while 19% are in manufacturing. Only 8% of employment is in small and medium enterprises. 70% of school-age children are enrolled in higher secondary school (classes 9–12). Only 23% of ITI trainers are certified.
In Samba, which ranks 1 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 57.6 out of 100. It runs ahead of the national picture on bank branches per lakh people at 26.6.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Samba are in the Samba district course and the English reference guide (Hindi). See the Samba youth opportunity scorecard for the full district picture.