Pillar: Opportunity Infrastructure
22.3% of enterprises in Samba are women-owned. 90% of women have their own bank account, better than the typical district. Small business loans in the district run at ₹60,993 per lakh population. NRLM Self Help Groups are the vehicle through which women access credit like this to build livelihoods.
81% of registered enterprises are in services while 19% are in manufacturing. Only 8% of employment is in small and medium enterprises. 70% of school-age children are enrolled in higher secondary school (classes 9–12). Only 23% of ITI trainers are certified.
In Samba, which ranks 1 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 57.6 out of 100. It trails the national picture on women in the labour force at 42.8% and women taking part in all major household decisions at 61.7%. On women's freedom of movement at 43.9%, it sits close to the national mark.
Mandated services and how to locate the NRLM Self-Help Group in Samba are in the Samba district course and the English reference guide (Hindi). See the Samba youth opportunity scorecard for the full district picture.