Pillar: Economic Participation
Udhampur's credit-deposit ratio stands at 52.3, behind the typical district. 32% of credit goes toward productive, non-personal use, behind the typical district. Bank-led credit in the district is the channel that turns local deposits into loans for business.
86% of registered enterprises are in services while 14% are in manufacturing. Only 2% of employment is in small and medium enterprises. 64% of school-age children are enrolled in higher secondary school (classes 9–12). Only 8% of ITI trainers are certified.
In Udhampur, which ranks 13 of 20 in Jammu and Kashmir for youth opportunity, the overall opportunity score is 51 out of 100. It runs ahead of the national picture on bank branches per lakh people at 13.9.
Mandated services and how to locate the Bank-Led Credit for Enterprise in Udhampur are in the Udhampur district course and the English reference guide (Hindi). See the Udhampur youth opportunity scorecard for the full district picture.